Buying Your First Home?

We will Make It Simple

With our competitive first-time buyer loans, you’ll get the keys to your new home sooner.

Get free mortgage advice

First Home Buyer Loans

Buying your first home should be one of the most exciting moments of your life.

Lower Finance team will help remove all of the difficulties and disappointments from the financing process so that you may move into your new home more quickly. We can handle all your financial needs, whether you want to buy off the plan, move into an existing home, or design and build your own home.

Making a first-time home purchase easy

Saving up a down payment, obtaining a loan, choosing a property, and beginning your repayments can seem like an endless sequence of obstacles during home-buying.

We serve as your loyal financial partner and are available at all times to address concerns and put your mind at ease. We have assisted many Australians in becoming homeowners. It’s your time now.
You have choices, but we’ll avoid the jargon.

Explaining your options in plain English is essential to our client experience. We walk you through every step, from determining your appropriate borrowing capacity to choosing a lender and repayment plan that works for you and your way of life. No call centres here; we cut through the banking jargon and provide you with the knowledge you need to make the best choice.

Minimised fees and upfront costs

When making your first home purchase, there are many tiny pitfalls. You have to deal with various costs, rates, terms, and conditions regarding the mortgage itself, stamp duty, and numerous other legal fees and processes. Our knowledgeable team will ensure you receive the lowest costs for these fees and have access to all applicable discounts and concessions.

No detail is overlooked

We are dedicated to helping you save money on your mortgage as a first-time home buyer. We will look into any stamp duty exemptions, First Home Owners Grants (FHOG), and Family Pledge assistance programmes with our knowledge. By customising your options, we can frequently assist in lowering your home loan interest rate or eliminating Lender’s Mortgage Insurance (LMI) charges. Are you prepared to reduce your house loan by thousands of dollars and years? Call us today.