Investment to Grow Your Wealth
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Investment Property Loans
Whether you want to grow your portfolio, obtain a mortgage to repair a home, or secure your first investment property loan, Lower Finance can help you in each of these ways.
Assistance from investment property loan specialists.
When you arrange your loan with Lower Finance, you’ll have access to information and experience you won’t find at a bank. Our services are entirely free to use, which is the best part.
It’s a challenging environment for you because of the constantly changing laws, regulations, and constraints in investment financing. We depend on our experience to explain in plain English what these changes mean for you. We have assisted many people in obtaining investment property loans, including mums and fathers, business owners, and numerous others.
Financing an owner-occupied property vs an investment property has significant differences. Additionally, managing two mortgages for your residence and investment property can be difficult. Our team will simplify everything for you and identify the finest financing option to satisfy your needs.
You might save tens of thousands of dollars for your investment loan if you structure it properly. Investors have a wide range of options, such as using offset accounts to reduce their tax exposure, paying interest only to enhance their offsets, and diversifying their lenders so they aren’t putting all their eggs in one basket. There are several factors to consider in this situation, and Lower Finance can make sure that your loans are properly structured to maximise your profits.
Commercial properties are also an excellent opportunity to explore, and there are various possibilities available for you to consider. You don’t have to restrict yourself to investing in residential areas. There are many factors to consider, including the higher interest rates on these loans, the more significant deposits that are frequently required, and the fact that specific solutions are safer than others. Talk to our specialists about the prospects available; we can help with all the details so that the process is as easy as possible.