Why Choose Us
Why Choose Lower Finance?
Honesty, communication, and quality were the three pillars on which built Lower Finance was established. What does this mean for you? You can count on us to explain your credit alternatives in plain English and provide customer care that goes above and beyond what you might typically get from a bank.
We respect the value of your time, money, and future. Regardless of your situation, Lower Finance provides you with stress-free financing. Choosing a mortgage on your own is difficult, time-consuming, and frustrating.
When you choose Lower Finance to handle your next loan, you’ll benefit from
Industry knowledge
With our combined experience and specialised training, we will work for your approval and assist you in achieving your long-term financial objectives.
Good Deals
Broad Lender Network
More than 30 banks and non-bank lenders, including the Big Four, are available to us. On your behalf, we search through hundreds of mortgage products to create a shortlist suitable for you.
Ongoing Support
How do we get paid?
We are glad you won’t be charged for our services. You may wonder how this is possible. The banks pay authorised brokers to act as their agents. On average, we receive about 0.7% of the loan amount for successfully arranging a loan settlement, plus a trailing management fee of about 0.3%pa on the remainder after that. The rate you’ll receive from us is the same as, and frequently better than, the rate you’d receive by dealing directly with the lender because these professional expenses have already been factored into the loan.